Abstract: In order to analyze the influence on the heat transfer and flow characteristics of the heat exchanger model of different solving models and structures, a variety of transformation to the model equivalent for the heat exchanger was studied. In this paper, Fluent software was used to simulate the temperature-field and flow-field of the equivalent model, and investigate its heat-transferring and flow characteristics. Through comparative analysis of the distribution of temperature-field and flow-field for different models, the heat-transferring process and natural convection situation of heat exchanger were deeply understood. The results show that the temperature difference between the inside and outside of the natural circulation heat exchanger tubes is larger and the flow is more complex, so the turbulence model is the more reasonable choice. Asymmetry of tubes position makes the flow and heat transfer of the fluid on both sides to be dissymmetrical and makes the fluid interaction, and increases the role of natural convection. The complex structure of heat exchanger makes the flow and heat transfer of the fluid on both sides to be irregular to some extent when straight tubes into C-bent are transformed, and all these make the turbulence intensity increase and improve the effect of heat transfer.